We wont post comments that include vulgar messages, personal attacks by name, or offensive terms that target specific people or groups. Your thoughts, ideas, and concerns are welcome, and we encourage comments. the payment processor that made it possible for this company to collect credit card payments the FTC is sending customers of E.M. Systems & Services 100% of their lost money back. to fully refund people for the amount they paid to, , a company that the FTC says collected payments for fake debt by threatening to sue or arrest people who didnt pay. A total of 17,367 checks worth more than a total of $3.7 million are being sent to borrowers from an FTC settlement with Avant LLC. We must wait for PayPal to return the payment before we can begin processing check reissues. , which focused on fairness and equity but also said, clearly, not to overpromise what your algorithm or AI-based tool can deliver. For questions about your check or the refund process, call the administrator (Rust Consulting) at 1-866-730-8147, or email admin@AMGServicesRefund.com . Once payments have been issued,PayPal sends an email telling recipients about their refund. . In some cases, this lack of efficacy may exist regardless of what other harm the products might cause. They tell you to send some of the money back to them or to another person. You need adequate proof for that kind of comparative claim, too, and if such proof is impossible to get, then dont make the claim. So, many of us might be looking for alternatives, like buying gifts locally or maybe from online marketplaces or sites you find through your social media accounts, online ads, or by searching Youve opened all your gifts, and now its time to open those post-holiday credit card statements. An official website of the United States government. Are you aware of the risks? Marketers should know that for FTC enforcement purposes false or unsubstantiated claims about a products efficacy are our bread and butter. To protect your privacy and the privacy of other people, please do not include personal information. We wont post comments that include vulgar messages, personal attacks by name, or offensive terms that target specific people or groups. How can a TEMPORARY PAUSE be put on a technology that is being unleashed faster than high-tech firms can safely deploy / control it? Some of us are actually doing AI/ML and it is a game changer, it just isn't going to be a panacea, just tools to make sense of data and make things quicker and easier. If you get a PayPal payment, please accept it within 30 days. . An official website of the United States government. Fed-up with "Fluffy Marketing"! The chart below includes recent FTC cases that resulted in refunds. You dont need a machine to predict what the FTC might do when those claims are unsupported. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. Got questions about your refund? The refund checks in total will amount to more than $644,000. How to protect your personal information and privacy, stay safe online, and help your kids do the same. This was almost too well said maybe they used a chatbot to edit? Lots of scammers use fake checks to get your money. The .gov means its official. In an investigation, FTC technologists and others can look under the hood and analyze other materials to see if whats inside matches up with your claims. Choose "Office Depot" from the "Select a Case" box in the top right corner, then click on your state on the map. Federal government websites often end in .gov or .mil. If you do, you must create a user name, or we will not post your comment. For more information on how the FTC handles information that we collect, please read our privacy policy. Can I still get my payment? To protect your privacy and the privacy of other people, please do not include personal information. AI as just a magnification / catalyst to human miss behavior. It is good, that there seems to be some pushback against the mindless competition that is prematurely unleashing the AI Pandoras Box upon the world. We review all comments before they are posted, and we wont post comments that dont comply with our commenting policy. For statistics about where refunds were sent, the dollar amounts refunded, and the number of people who benefited from FTC refund programs, visit our interactive dashboards. The FTC enforces consumer protection laws to stop illegal business practices and get refunds to people who lost money. with many possible definitions. Our mission is protecting consumers and competition by preventing anticompetitive, deceptive, and unfair business practices through law enforcement, advocacy, and education without unduly burdening legitimate business activity. Spot the latest COVID scams, get compliance guidance, and stay up to date on FTC actions during the pandemic. We enforce federal competition and consumer protection laws that prevent anticompetitive, deceptive, and unfair business practices. You don't have to pay for an FTC refund, and you don't have to give any information to cash a refund check. A creature is formed of clay. Stephanie T. Nguyen, Chief Technology Officer, Competition and Consumer Protection Guidance Documents, You can findanswers tocommon questions about refund payments on. Is it any wonder that we can be primed to accept what marketers say about new tools and devices that supposedly reflect the abilities and benefits of artificial intelligence (AI)? We wont post comments that include personal information, like Social Security numbers, account numbers, home addresses, and email addresses. We may routinely use these records as described in the FTCsPrivacy Act system notices. Search the Legal Library instead. You dont need a machine to predict what the FTC might do when those claims are unsupported. To protect your privacy and the privacy of other people, please do not include personal information. You can find and verify the phone numbers for FTC refund programs at, In these cases, we send an email from the FTC (. ) Here are ways to try to get your money back, depending on how you paid a scammer. Garbage-in Garbage-out. It is your choice whether to submit a comment. Please tell the FTC at ftc.gov/complaint. And what exactly is artificial intelligence anyway? to payment recipients prior to payment. A computer takes over a spaceship. Why didnt I get all my money back? For generations weve told ourselves stories, using themes of magic and science, about inanimate things that we bring to life or imbue with power beyond human capacity. Search the Legal Library instead. None of the money collected in FTC lawsuits goes to the FTC or its attorneys. Looking for alternatives for your holiday shopping? Advertisers should take another look at our. The Federal Trade Commission Act authorizes this information collection for purposes of managing online comments. Corporate greed should not override the current state of dangerous affairs. This message is not new. Spot the latest COVID scams, get compliance guidance, and stay up to date on FTC actions during the pandemic. An official website of the United States government. Over the last 5 years, more than 95% of the money collected for refunds has been returned to consumers. Federal government websites often end in .gov or .mil. The site is secure. Fake calls from Apple and Amazon support: What you need to know, The Google Voice scam: How this verification code scam works and how to avoid it, Show/hide Shopping and Donating menu items, Show/hide Credit, Loans, and Debt menu items, Show/hide Jobs and Making Money menu items, Money-Making Opportunities and Investments, Show/hide Unwanted Calls, Emails, and Texts menu items, Show/hide Identity Theft and Online Security menu items. Last year, FTC cases returned $483 million to people who lost money to companies the FTC sued. Its an ambiguous term with many possible definitions. If you have questions about your AMG refundcheck, go to the FTC'sAMG refundspage, or call the refundsadministrator at 1-866-730-8174. When the funds are made available in your account, the bank may say the check has "cleared," but that doesn't mean it's a good check. Before making AI widely available . Earn Perks With A New Checking Account Watch for. Please call for details. It often refers to a variety of technological tools and techniques that use computation to perform tasks such as predictions, decisions, or recommendations. The purpose of this blog and its comments section is to inform readers about Federal Trade Commission activity, and share information to help them avoid, report, and recover from fraud, scams, and bad business practices. Fake checks can take weeks to be discovered and untangled. They're also useful for transactions with individuals you haven't done business with before. Dont do it! But keep in mind, this is a moderated blog. Your thoughts, ideas, and concerns are welcome, and we encourage comments. Opinions in comments that appear in this blog belong to the individuals who expressed them. Like any product, you have to do your research. Its not uncommon for advertisers to say that some new-fangled technology makes their product better perhaps to justify a higher price or influence labor decisions. Or even claiming it can do something beyond the current capability of any AI or automated technology? If something goes wrong maybe it fails or yields biased results you cant just blame a third-party developer of the technology. Before labeling your product as AI-powered, note also that merely using an AI tool in the development process is not the same as a product having AI in it. Memo from Chair Lina M. Khan to commission staff and commissioners regarding the vision and priorities for the FTC. Looking for legal documents or records? If youd like to know more about how the refund program works, visit this page about the FTCs process. For example, were not yet living in the realm of science fiction, where computers can generally make trustworthy predictions of human behavior. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. The message says theres something wrong with Its Cyber Security Awareness month, so the tricks scammers use to steal our personal information are on our minds. One of those scams was 8 Figure Dream Lifestyle, which touted a proven business model and told Scammers are calling people and using the names of two companies everyone knows, Apple and Amazon, to rip people off. A.I accelerate till the camer tell it the cars are all stopped. The FTC and its law enforcement partners announced actions against several income scams that conned people out of hundreds of millions of dollars by falsely telling them they could make a lot of money. So, many of us might be looking for alternatives, like buying gifts locally or maybe from online marketplaces or sites you find through your social media accounts, online ads, or by searching Youve opened all your gifts, and now its time to open those post-holiday credit card statements. You can findanswers tocommon questions about refund payments onour FAQ page. AI hype is playing out today across many products, from toys to cars to chatbots and a lot of things in between. Recipients who have questions about their refund should contact the refund administrator, Rust Consulting, at 866-730-8147 or by email at admin@AMGServicesRefund.com. DANGER, WILL ROBINSON, DANGER! Start small, then add on. PayPal payments will expire on June 4, 2022 (30 days after being sent). After that and some critical thinking, folks can ask the questions you laid out above and make their judgements. And remember that the FTC will never ask you to pay money or give your account info to get a refund. The Federal Trade Commission(FTC), working in conjunction with the U.S. Department of Justice, announced on Thursday (Sept. 27 .. businesses to avoid using automated tools that have biased or discriminatory impacts. If theres one constant among scammers, its that theyre always coming up with new schemes, like the Google Voice verification scam. Right now its a hot one. The FTC reports how much money was returned to consumers, how much was spent on administrative costs, and how much was sent to the U.S. Treasury when there were leftover funds, each year and for every case, on the agencys Refunds Dashboard. in many ways, including bringing cases against companies who are being unfair or deceptive. The comments posted on this blog become part of the public domain. I just heard about an FTC lawsuit. I need a new check because of a legal name change, a death, or a spelling error. We may also use the agencys Consumer Sentinel Network database to find eligible recipients. If you have any other questions, please call the refund administrator at1-866-898-5106. Earlier this month, the FTC sent over 10,000 checks totaling over $4 million to fully refund people for the amount they paid to Stark Law, a company that the FTC says collected payments for fake debt by threatening to sue or arrest people who didn't pay. Our mission is protecting consumers and competition by preventing anticompetitive, deceptive, and unfair business practices through law enforcement, advocacy, and education without unduly burdening legitimate business activity. You can find the phone numbers for FTC refund programs at, To discuss your claim or payment, call the number on the claim form, check, or email that you received from the FTC. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. HSR threshold adjustments and reportability for 2023, A Century of Technological Evolution at the Federal Trade Commission, National Consumer Protection Week 2023 Begins Sunday, March 5, FTC at the 65th Annual Heard Museum Guild Indian Fair & Market - NCPW 2023, FTC Sends Checks Totaling More Than $31 Million to LifeLock Customers, LifeLock to Pay $100 Million to Consumers to Settle FTC Charges it Violated 2010 Order, FTC Takes Action Against LifeLock for Alleged Violations of 2010 Order, Nearly One Million LifeLock Victims to Receive Refund Checks from FTC, LifeLock Will Pay $12 Million to Settle Charges by the FTC and 35 States That Identity Theft Prevention and Data Security Claims Were False.

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