Note that you don't have to enter their Social Security number or date of birth, but Amex requires that you or the additional cardholder add this information within 60 days of when the card is issued or the card will be canceled. However, all charges will be the responsibility of the main cardholder. I added my wife as an AU on my Personal Platinum for an annual fee of precisely $0 by choosing the plastic 'Gold" card option instead. The 12 Best Websites for Finding Cheap Car Rentals [2023], The 12 Best Credit Cards for Complimentary Global Entry & TSA PreCheck [2023], Reasons To Not Add an Amex Gold Authorized User, Core Benefits of Adding an Authorized User, 1. American Express Gold Card. Platinum Charge card members will presumably already met the income requirement, and with no annual fee to pay, getting this card is a no brainer. This post has been updated with new information. 2023 Upgraded Points, LLC. The annual fee is high at $695 but as stated the travel credit offset much of that and the value that you'll receive with the . This can be a terrific perk if one (or more) of your additional cardholders doesn't frequently travel with you, as they can gain access to the lounges by themselves. Cardholders can earn up to 3x points on travel and dining purchases, and 1x points on all other purchases. See our Advertiser Disclosurefor more details. . Advertiser Disclosure: Some links to credit cards and other products on this website will earn an affiliate commission. Either the process is cumbersome or there are expensive transaction fees or both. No responsibility will be taken by the bank advertiser for these comments. Up to $100 Credit for TSA PreCheck or Global Entry: Yes. click here to leave your comment. Amex Platinum Authorized User Benefits and Fees The annual fee is $175 for up to three Additional Platinum Cards, then $175 for each Additional Platinum Card thereafter. Stick with immediate family and other close relatives who you may already share finances with. This service gives you free 2-day shipping from over 100 online merchants, including stores such as Adorama, MacMall, and Peets Coffee. spa, food, ground transfers, and beverage credit), Date of birth (optional when applying, must be provided within 60 days of card issuance), Social Security number (optional when applying, must be provided within 60 days of card issuance). This site does not include all credit card companies or all available credit card offers. However, Amex Gold card authorized users do get a statement credit for TSA PreCheck or Global Entry application fee every 5 years. And there is no limit to the number of authorized users you can have. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. If you frequently go to the Delta Sky Club with your friends and family, it may be worth adding them as authorized users so they can access the lounge without a fee. The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered. Related: Guide to hotel elite status with the Amex Platinum and Business Platinum. For more information on our advertisers, see here. This Gold Card is not the same as the popular American Express Gold Card that offers 4x Membership Rewards points at restaurants and U.S. supermarkets (on up to $25,000 per calendar year; then 1x). Adding an authorized user (Amex refers to them as additional card members) to your Amex Platinum card is simple. Please view our advertising policy page for additional details about our partners. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. For those with a personal Platinum Card from American Express, fees for authorized users appear to be unaffected. Or, since many lounges limit guests to two companions -- if guests are included at all -- it can be a good perk if you travel with a family larger than three. Opinions and recommendations are ours alone. 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Can I Use Multiple Gift Cards on Saks? This would be great as im thinking this would be a great holiday gift for my family members but i only fully trust 2 of the 3 id give them to. Additional reporting by Stella Shon, Katie Genter and Emily McNutt. However, after you have been an authorized user on her card for 90 days, points may be transferred to your frequent flyer program account. If the main cardholder pays off the card in full each month and otherwise has responsible spending habits, an authorized user will benefit from this history. Featured Image Credit: The Amex Platinum Morgan Stanley is significantly more expensive than most credit cards, with a $695 annual fee (see rates and fees ). This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). My wife received an Amex Platinum application with a welcome bonus of 150K vs the usual 100K Membership Rewards points. However, these additional Gold Card cardholders don't have access to many of the benefits given to additional Platinum cardholders -- which is the price you pay if you're forgoing the $175 annual fee (see rates and fees). The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Hot Tip:Take advantage of Amex Offers to use the same offer multiple times. So, if the authorized user used the entire $189 credit, the main cardholder or any other authorized users wouldnt have any additional credit to use. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. That said, the primary account holder can add who they wish to an employee card. This site does not include all credit card companies or all available credit card offers. All Rights Reserved. So if you add an authorized user, make sure to keep an eye on your credits before you make a purchase that youre expecting a credit to cover. One of these credits is the digital entertainment credit, which I will go into detail below. Thanks. If one adds additional Platinum card member mid-year, is full $175 fee charged or is it pro-rated for half year? Once you (as the primary cardholder) select an airline of choice, purchases by you and your authorized users will count toward the $200 annual credit. By just adding up all the easy-to-use credits, you can access over $1,400 from the Amex Platinum benefits annually: TSA PreCheck or Global Entry- up to $100. Here's how: Log in to your account. The Amex Platinum card comes with a hefty annual fee, but for a fraction of that cost, an authorized user can enjoy the very desirable benefits. Sign up for our daily newsletter and check out our beginner's guide. Both partners can earn extra points on airfare, access a variety of lounges when traveling separately, and more. Of course, when we are traveling together (which is typical), she can access most lounges with me as my guest. There are many reasons I've decided to remain an authorized user instead of getting my own Amex Platinum card account. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. On the Amex Platinum, it will cost you $175 to add three authorized users, but given the array of benefits they'll enjoy, this can be a bargain. 10. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). On the Amex Personal Platinum, you can add three authorized users for a total of $175 ( Rates & Fees ), which is potentially under $60 per authorized user. Authorized users on the Amex Business Platinum card and additional Amex Gold card users receive access to Global Entry or TSA PreCheck fee reimbursement, up to $100 every 5 years. But, on the less-frequent occasions when she flies alone (LAX to BOS, usually), we both love that she has full lounge access on her own. No, amex will not waive the fee for a fourth AU. Plus, your own feed of TPG content. You can choose to add an authorized user (additional card member) as an Amex Platinum card or Amex Gold card authorized user. How do you add Amex Platinum authorized users? Also, you don't even need to use the credit for your own membership -- any qualifying charge for a friend or family member will trigger the credit. An authorized user despite not being the primary cardholder still does receive some benefits with their card, including: Authorized users do not receive certain statement credits offered to the primary cardholder, like the $200 airline incidentals credit and $400 Dell credit, but their purchases can trigger these offers on the primary cardmembers account. Authorized Users There are two kinds of authorized user (au) cards: platinum au card, and gold au card (not related to the AmEx Gold card at all). Select the card youd like to add and scroll down to enter the authorized users information in the form at the bottom of the page. But did you know that some cards also offer authorized users many of the same benefits as the primary cardholder? Terms of Service apply. Improve earnings, maximize rewards and track progress toward dream trips. The Amex Platinum card does not offer a free baggage benefit. ). Walt. Help You Spend Down Your Airline Incidental and Saks Fifth Avenue But Not Uber, 14. The process of adding authorized users on the Amex Platinum is easy, and potentially even rewarding. The annual fee for the 4th or more Additional Cards is $175 for each Card. That is, can I transfer the 150K points to my own airline account, or can only my wife do that? - Alex & Erin. Thanks. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Disclaimer:Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. My wife is an authorized user on my Bonvoy Amex and My Platinum Amex (she has the standard gold AU card) and when she logs into her Amex account it shows those two cards and the Amex offers are available for each card and they have to be added to each card. Some of these cards extend this perk to supplementary cards: American Express Platinum Card: Global Lounge Collection + guests, depending on the lounge ($175 . Unlike most credit cards, the Amex Platinum card comes with a $175 annual fee for authorized users. This person does not necessarily need to be associated with the business itself and can be a friend or family member. That's where you'll find the link to "Add Someone to Your Account." Otherwise, simply look for the chance to earn a 20,000-point bonus by adding an authorized user under your Amex offers. Click the "Account Services" tab. Most helpful comments ( as chosen by the OMAAT community ). Or does it happen automatically when I add it to the primary card? Here's a rundown of the key benefits that additional Platinum Card cardholders will enjoy. Outside of banner ads published through the Boarding Area network, this compensation does not impact how and where products appear on this site. Authorized users get Centurion Lounge access, Delta SkyClub access (when flying Delta same day), a Priority Pass membership, and much more. But remember: only add someone you trust to your card because in the end, youre liable for their purchases. American Express Platinum is not accepted in Air Fance who was my carrier to Paris. Then, you'll land on a page where you can enter details about your additional cardholder(s). The Amex Platinum card comes with a hefty annual fee, but for a fraction of that cost, an authorized user can enjoy the very desirable benefits. How Much Is an Amex Centurion Card? Build Credit History There is no cost to add authorized users to your Ink Business Premier card. Emergency Medical Transportation Assistance: Call the Premium Global Assist Hotline: 1-800-333-Amex (toll free), or 1-715-343-7977 (direct-dial collect) . When deciding whether to add authorized users, also keep in mind that the primary cardmember is responsible for any charges they make, so only add people that you can trust. Please check out. welcome offer of up to 150,000 points with the Amex Platinum card! Free 2-Day Shipping at 100+ Retailers with ShopRunner, 16. Hi Rita. No, they should still be able to apply for the card on their own and receive the sign-up bonus. The Amex Platinum card is a great way to build up your Membership Rewards balance. Hilton Honors Gold is included automatically on both the Hilton Honors American Express Surpass Card and The Hilton Honors American Express Business Card. ( rates and fees ). Priority Pass Select Lounge Membership: Yes. You should see the Add a Card Member option listed there. 75,000 bonus miles when you spend $4,000 on purchases in the first 3 . Blue Cash Preferred. If you add authorized users to the Amex Personal Platinum or Amex Business Platinum, what benefits should you expect that theyll receive? For (potentially) under $60 per person per year, youre getting the most comprehensive airport lounge access offered by any credit card. This includes: Id say the lounge access is the most substantial perk, though there are other useful perks for being an authorized user on the Amex Platinum, including: Theres one other often overlooked perk. To enroll, the authorized user will have to call the number on the back of their Amex Platinum card and enroll with a customer support representative. The annual fee for Additional Cards is $175 for up to 3 Additional Cards. Can the authorized user use the International Airline program? American Express Global Lounge Collection. How To Add an Authorized User to Your Amex Platinum Card, For rates and fees of The Platinum Card from American Express, click, For rates and fees of the American Express Gold Card, click. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. For rates and fees of The Business Platinum Card from American Express, clickhere. These benefits include a room upgrade upon arrival (when available), daily breakfast for two, guaranteed 4 p.m. late check-out, noon check-in (when available), complimentary Wi-Fi and a unique amenity valued at $100. Let's dig in. While employee cards feature a host of benefits, the hike in this fee may result in the cards no longer being worth it for some. This makes these airport services effectively free for your authorized users, giving them an easy way to speed through airport security and U.S. border control. Cardholders enjoy all the. We'll run a soft credit check to find special offers, but it wont affect your credit score. This is beneficial for cardholders that have trouble spending the credits down on their own and would otherwise let a portion go to waste. Basics of the Amex Platinum Card The Biggest Bonus Ever Breaking Down the Amex Platinum's Benefits Worldwide Lounge Access $200 Annual Uber (or Uber Eats) Credit $100 Global Entry or TSA PreCheck Application Credit $189 Annual Credit for CLEAR $200 Annual Airline Credit $200 Hotel Credit Instant Marriott and Hilton Gold Status Is adding Amex Platinum authorized users worth it? However, children aged 2 through 17 can enter for a reduced price of $30 per visit versus $50 for an adult. Andrew was born and raised in the Chicago suburbs and now splits his time between Chicago and New York City. Personally I feel like a key aspect of maximizing the Amex Platinum is adding authorized users, given the rich benefits. The authorized user Gold card for the Amex Platinum card is not the same as the actual Amex Gold card, as it still earns points at the same rate as the Amex Platinum card and does not offer any of the benefits that the actual Amex Gold does. How about the Centurion Lounges? For an explanation of our Advertising Policy, visit. Additional Platinum Card cardholders can also take advantage of complimentary Gold status with Marriott Bonvoy and Hilton Honors. Is it annual from the date I add it? Who owns the 150K miles? If my wife is traveling on her own (without me, holder) and she is an authorized user Platinum Card, can she enjoy the benefits just like the holder if there is cancellation or interruption of the trip? It often indicates a user profile. These offers usually give extra points or cash-back on purchases at select merchants, so make sure to check the Amex Offers section of your authorized users online account frequently. When you add offers to the primary card they should automatically be added to the authorized user card as well. Meanwhile, additional Platinum cardmembers and additional Gold Card members can access Amex Offers and the Auto Purchasing Program. Hes visited 52 countries (and counting) and has taken his 7-year-old daughter to 24 of them. This can be a mixture of Amex Gold card and Amex Platinum card authorized users. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. Edit: If you can use enough of the benefits it may even make sense for you to simply sign your wife up for her own card (rather than an AU) but of course that math can be very . This can go a long way toward helping a friend or family member with poor credit since American Express will report your on-time payment history and credit utilization rate to the respective credit bureaus for every cardholder on your account. Earn a $50 statement credit after the Authorized User spends $1,000 within the first 6 months. 3X miles at hotels. Access to the Centurion Lounge, Delta Sky Club, and Priority Pass Lounges, 10. With 5x earnings on airfare and prepaid hotels booked with Amex Travel, having an authorized user spending on the card will help you earn more bonus points faster. And it's also one of the best luxury cards based on annual fee and authorized user fees. Your AMEX Platinum Benefits Made for exploration The Centurion Lounge - John F Kennedy International Getting you there $200 Airline Fee Credit Get up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by one selected airline to your Platinum Card Account. And by adding an Amex Platinum authorized user, your travel companion can share many of them. That policy is a very purposeful decision on the company's part. Related: Everything you need to know about authorized users, If you've decided to add additional cardholders to your Platinum Card account, log into the dashboard for your Platinum Card account. Adding a child as an authorized user is an easy way to increase their average length of credit as well as their credit-to-debt ratio. Years later, he started, The 8 Best Boutique Hotels in Boulder [2022], The 10 Best Boutique Hotels in Santa Fe [2022], For rates and fees of The Business Platinum Card from American Express, click. document.getElementById( "ak_js" ).setAttribute( "value", ( new Date() ).getTime() ); This severely reduces the benefit of my Amex platinum card. Hot Tip: For more in-depth information, explore the Amex Platinum cards rental car benefits. Thank you. To quote from the American Express website, Additional Gold Card for Platinum Card Members get benefits like Global Entry or TSA Pre fee credits and access to The Hotel Collection. Thanks for your question. Platinum au cards have annual fee: for up to 3 platinum au cards, the total annual fee is $175. Just head over to the American Express website, log in, and select your Amex Platinum card using the card selector at the top-right of the screen (if you have more than 1 Amex card). Each of these has different costs and benefits, and neither has quite the same set of benefits as the primary cardholder. All Rights Reserved. However, the total amount of statement credits for eligible purchases will not exceed $189 on the Card Account per calendar year.. Come June 1, 2022, however, this fee will be increasing to $350 a year. Hi Debra. Annual Fees and Authorized Users. Youll have to provide the name and date of birth of the authorized user you want to add. The primary cardholder is responsible for the transactions of all authorized users and has access to transactions, payments, and other pertinent account information. However, you should call the benefits administrator using the number on the back of your card for clarification and how the coverage would actually work under those circumstances. The following links will direct you to the rates and fees for mentioned American Express Cards. Additional Platinum cardholders receive complimentary Hertz Gold Plus Rewards President's Circle, Avis Preferred Plus and National Emerald Club Executive Elite status. Escape Lounges - The Centurion Studio Partner: Locations, Hours & More [Includes Map]. The Amex Platinum Card offers eight main statement credits that can reduce the effective cost of the annual fee. Click here to see a list of advertisers that we work with. There are lots of incredible perks to the Amex Platinum Card, and Id argue that one of the best ways to maximize value with the card is to add authorized users. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. With many of the Platinum Card's perks being offered by competing credit cards, it may not make sense for some travelers to pay this large annual fee. Adding authorized users to the American Express Platinum Card is costlier: You'll pay a total annual fee of $175 to add three additional Platinum Card authorized users. Compare the best premium cards for adding authorized users. Yes, authorized users still receive those coverages. Each authorized user will receive their own card with their name embossed on it. The Platinum Card from American Express has long been one of the most powerful travel credit cards on the market. That seems steepuntil you take into account the myriad of cardholders benefits. Transfer Membership Rewards Points to Authorized Users Loyalty Program Accounts, Benefits of Adding Amex Platinum Card Authorized Users, 9. Scroll down to Amex Offers & Benefits, and click "Add Someone" next to "Add an Additional Card Member.". Many premium credit cards provide free memberships or passes to airport lounges. In turn, this will put the hotel bill on your account. Related: Top credit cards for Global Entry and TSA PreCheck. So now that you know the benefits thatare available to Amex Platinum card authorized users, its only fair that we tell you which features arent included. Amex Platinum card authorized users get full access to the Amex Global Lounge Collection, including Centurion Lounges, and will receive their own Priority Pass lounge membership once enrolled. 4.8/5. When booking hotel rooms through American Express Fine Hotels & Resorts, Amex Platinum card authorized users are eligible for the following perks: Note that your authorized user must pay for the reservation with their authorized user card in order to receive these benefits. Jamie first got hooked on miles and points during a high school choir trip to Europe, where he flew in Lufthansa first class (thanks to his dads then US Airways miles) because economy was sold out. Authorized users don't have access to the primary cardholder's monthly Uber credits. Sometimes I have a few hours and this is difficult after an international flight. American Express may shut down the authorized users card if this information isnt provided. Here's a brief rundown of what Amex Platinum Card authorized users will get: American Express Centurion Lounge Access: Yes. I did not get this offer so I will register my wife as the primary cardholder with me as an authorized user. Yes, once the authorized user enrolls in Priority Pass, he or she will be mailed their own Priority Pass card. Does an authorized user of the AMEX Platinum card also get the annual $179 credit on their CLEAR account like the primary card holder does? American Express Platinum: At a glance. 2. Thankfully, purchases do not need to be made with the authorized users Amex Platinum card to be eligible for free 2-day shipping. Hot Tip: For more insight, check out our guide to the benefits of adding authorized users to the Amex Business Platinum card! Also, the gold authorized user card for the Amex Platinum is not the same as the standard Amex Gold card. Clear credit - $189. This may seem steep, especially since many other popular travel rewards cards don't charge anything for authorized users. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). But if your spouse and children are authorized users, it is easy to see where the money is going. Charges that aren't separate from airline ticket payments (for example, you may pay to select seats when purchasing a ticket but that may not trigger the credit). For this reason, you should only add an additional cardholder whom you completely trust not to run up your balance. Note that this benefit is also offered to Amex Gold card authorized users, so this is not limited to Amex Platinum authorized users. Or will the first cause me to be charged $175, and the later two charged nothing? Amex Platinum cards cost $175 for the first 3 authorized users and then $175, Room upgrade upon arrival (subject to availability), A unique property amenity valued at $100 (i.e. Compare the cost in points or miles to cash, and see which option is best. Check here before booking an award fare. I used to get a ton of value out of it from Dominos pizza as they waived delivery fees if you had shoprunner but I moved away from an area that has Dominos so not sure if that is still the cash. That's only $1000 of spending per month required. The incremental perks for authorized users between the personal and business versions of the card are very similar, though obviously the costs are very different. The word Business . But if you have good or . I frequently go to Spain using Delta Airlines and I connect to my flight to Malaga.. Amex Platinum authorized user fees You can add up to three authorized users for $175. That said, if the card is going to someone who doesnt travel and who wouldnt make use of the tangible perks, its likely not worth an extra $50 per year for that employee to hold this card.

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